Smith 3

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" height=95 BGCOLOR="#FFFFFF" TEXT="#080000" bgproperties="fixed" background="55b007f0egerdp.gif"> <div> <FONT SIZE="5" COLOR="#336600" FACE="Times New Roman" ><I>Borgan Ministries</I></FONT><FONT SIZE="4" COLOR="#6633CC" FACE="Times New Roman" ><B> </B></FONT><FONT SIZE="2" COLOR="#6633CC" FACE="Times New Roman" ><B>   </B></FONT><FONT SIZE="2" COLOR="#000000" FACE="Times New Roman" ><B> |</B></FONT><FONT SIZE="2" COLOR="#6633CC" FACE="Times New Roman" ><B>     </B></FONT><A HREF="index.htm" TARGET="_top" TITLE="Borgan Ministries"><U><B>home</B></U></A><B>                </B><A HREF="id465.htm" TARGET="_top" TITLE="Smith 2"><U><B><IMG SRC="55c16120.gif" border=0 width="22" height="18" ALT="previous" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>   </B><A HREF="id467.htm" TARGET="_top" TITLE="Summers"><U><B><IMG SRC="55d16120.gif" border=0 width="22" height="18" ALT="next" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>    </B><A HREF="id441.htm" TARGET="_top" TITLE="News"><U><B><IMG SRC="55e12120.gif" border=0 width="18" height="18" ALT="up" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B> </B><IMG BORDER="0" SRC="1x1.gif" HEIGHT="18" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="18"></div> <div> <B>Smith 3</B></div> <div> <A HREF="id457.htm" TARGET="_top" TITLE="Joy 1"><U>Joy 1</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id458.htm" TARGET="_top" TITLE="Joy 2"><U>Joy 2</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id461.htm" TARGET="_top" TITLE="Clayman"><U>Clayman</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id462.htm" TARGET="_top" TITLE="Fidler"><U>Fidler</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id463.htm" TARGET="_top" TITLE="Gore"><U>Gore</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id468.htm" TARGET="_top" TITLE="Heathcott"><U>Heathcott</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id464.htm" TARGET="_top" TITLE="Smith 1"><U>Smith 1</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id465.htm" TARGET="_top" TITLE="Smith 2"><U>Smith 2</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><B>Smith 3</B><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id467.htm" TARGET="_top" TITLE="Summers"><U>Summers</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id469.htm" TARGET="_top" TITLE="David 1"><U>David 1</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id470.htm" TARGET="_top" TITLE="David 2"><U>David 2</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id471.htm" TARGET="_top" TITLE="David 3"><U>David 3</U></A><FONT SIZE="2" COLOR="#000000" FACE="Symbol" >   ·   </FONT><A HREF="id472.htm" TARGET="_top" TITLE="David 4"><U>David 4</U></A></div> <div> Click on thumbnails to enlarge. Right click on enlarged photos to save on your computer</div> </td> </tr><tr> <td valign="top" height=385 BGCOLOR="#C0C0C0" TEXT="#080000"> <bR> </td> </tr></table></body>